FHA, VA, USDA, and Conventional Loans in the US Virgin Islands

Welcome to the official site of Schaffer Mortgage Corp. We are a full-service mortgage company with loan originators based in the US Virgin Islands. We specialize in FHA, VA, USDA, and Conventional Loans in the USVI. We serve St. Croix, St. Thomas, St. John and Water island. Whether you are buying a home or refinancing in any of these zip codes: 00820, 00802, 00830, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.

In terms of Purchase Loan programs, we offer the following:

FHA | VA | USDA | Jumbo | Conventional

Refinancing? We can help you with that, too!

We offer a wide range of refinance options, designed to best meet the needs of local Virgin Island homeowners. If you're looking for cash out, or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs:

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline | Jumbo

What makes Schaffer Mortgage Corp unique is that we specialize in US Virgin Islands mortgages.  We are able to assist customers who are military service members, first time home buyers, as well as seasoned buyers looking for investment properties.  We finace primary residences, second homes, investment homes, beach houses, condos, and retirement homes.

Contact Schaffer Mortgage Corp today to discuss your mortgage loan options, and find out which loan program will best suit your needs.